Export Factoring is an innovative and advantageous product, which provides financing of receivables generated from export operations with payment on term. In other words, OTP Bank, in partnership with an Import Factor in the Importer's country, buys the invoices, collects them on due date and covers the risk of non-payment, and you turn your own receivables into active working capital.

For more information, contact us by email at factoring@otpbank.md or call us on +373 0 22 812 400 | +373 0 22 812 965.

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Why choose export factoring?

- Benefit from immediate access to cash up to 90% of the invoice amount without blocking collateral
- You have flexibility to use funds without justification
- Eliminate bad debt risks
- Retain partners by offering longer payment terms
- You can improve your financial indicators: non-regressive export factoring financing does not increase your company's indebtedness
- Benefit from the expertise of an International Group and dedicated staff with industry experience
- You benefit from complete security in the conduct of your operations.

What are the conditions?

- The commercial relationship must be on the basis of a commercial contract with payment on term
- The agreed payment terms must not exceed 180 days
- The commercial contract must not prohibit the assignment of receivables
- There must be no affiliations, dual relationships and conditional payments.

What are the costs?

The cost is influenced by the number of invoices, the quality of the proposed debtors, the turnover to be carried out by factoring and last but not least, the cost charged by the Factor.

How does it work?

Export Factoring is conditional on the approval of a limit per Importer by an Import Factor in its country.

Useful information, regulations, tariffs

• General banking conditions for legal entities, for issuing bank guarantees and Letter of credits
• General banking conditions
• Tariffs for legal entities