Your advantages

With Visa Platinum from OTP Bank, you get premium benefits and unique experiences anywhere in the world.
Travel freely and make payments anywhere, anytime and in complete security.

1. ZERO fees to merchants anywhere in the world
2. Online security thanks to 3D secure technology
3. Pay fast, with a simple tap thanks to EMV (embedded chip) and Contactless technology
4. Easily reload your card at cash-in ATMs, by depositing cash at OTP Bank counters, by bank transfer or through remote services
5. Withdraw cash at ATMs and counters of banks at home and abroad
6. You have permanent control over the expenses made through OTP Internet & Mobile Banking or through account / card statements sent free of charge monthly
7. For transactions in foreign currency, you are exempt from exchange rate fluctuations and you pay the same amount that is blocked
8. Free access to business lounges worldwide* through VISA Airport Companion for international airports and through Lounge Key in Chisinau airport
9. Free access to the CONCIERGE service - your personal assistant provided by Visa
10. Special offers from VISA partners
11. Unlimited access¹ to Fast Track at airports in Europe, Turkey and Belarus
12. Free Internet Roaming² in 136 countries worldwide
13. Travel comfort and security with Visa Insurance³
14. Up to 35% discount on car rental for AVIS and SIXT
15. International assistance available 24/7 for lost/stolen cards etc.

_{¹ the offer is valid from 01.02.2024 - 30.11.2024
² the service can only be requested once a year
³ on condition that payments are made by Visa Platinum card}

Useful information, regulations, costs

• Rules and conditions for using the 3D Secure service

Debit card rates

• Tariffs for debit cards
• Tariffs for debit cards with stopped issuance

Credit cards rates

• Rates for servicing credit cards

Tariffs for debit cards issued within salary projects

• Tariffs for debit cards issued within salary projects

Rates for cards issued by other banks, at OTP Bank ATMs

• Rates related to the acceptance of bank cards issued by other banks at OTP Bank ATMs

Information on the conditions for issuing and servicing bank cards (pdf)

• Information on the conditions for issuing and servicing bank cards (pdf)

Information on the Deposit Guarantee Fund for Individuals

Deposits of individuals are guaranteed up to the coverage level of 100 000 lei.

• FGDSB brochure
• Depositors' information form