Be independent and start learning how to manage your money from school age with OTP Bank’s first children’s bank card.

The OTP VISA Junior card is a convenient and practical payment tool that gives you the freedom to pay anywhere quickly, without stress or carrying cash. Whether you're shopping online, paying at stores, or simply saving for your dream, the VISA Junior card puts it all within reach.
If you’re between 7 and 17 years old, don’t miss out on being the coolest among your classmates and friends with the VISA Junior card.

Why it’s perfect for you:

- You own your personal card and manage your own pocket money
- Quick and secure payments worldwide with just one tap
- No usage or maintenance fees for the card or account
- 1% floating interest on the account balance—grow your savings with eas

Why it’s ideal for parents:

- Real-time tracking of all your child's transactions through the OTP Mobile Banking app
- Your child has secure access to pocket money on their own card
- Peace of mind thanks to restrictions on suspicious transactions
- Top-up the card easily and for free via OTP Mobile Banking, MIA Instant Payments, cash-in ATMs, or any OTP Bank branch
- Helps your child become more financially educated from an early age

Useful information, regulations, costs

• Rules and conditions for using the 3D Secure service

Debit card rates

• Tariffs for debit cards
• Tariffs for debit cards with stopped issuance

Junior cards rates

• Rates for servicing junior cards

Credit cards rates

• Rates for servicing credit cards

Tariffs for debit cards issued within salary projects

• Tariffs for debit cards issued within salary projects

Rates for cards issued by other banks, at OTP Bank ATMs

• Rates related to the acceptance of bank cards issued by other banks at OTP Bank ATMs

Information on the conditions for issuing and servicing bank cards (pdf)

• Information on the conditions for issuing and servicing bank cards (pdf)

Information on the Deposit Guarantee Fund for Individuals

Deposits of individuals are guaranteed up to the coverage level of 200 000 lei.

• FGDSB brochure
• Depositors' information form