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Visa Junior Next

Zero fees

for account opening, card issuance, and servicing

Free access

to the OTP Mobile Banking app

Attractive interest rate

on the account

What if you gave up cash and had the ability to pay anywhere with your own card?
OTP Bank offers you the perfect tool for that: the VISA Junior Next card — the first bank card that can accompany you from childhood through your university years and even further—into your first job.

If you’re between 7 and 24 years old and want to manage your money independently, the VISA Junior Next card gives you a great head start in the financial world.

Reasons why you’re Next Level with the VISA Junior Next card:

- Your very first card and bank account to manage your money on your own
- Quick and secure payments worldwide with just one tap
- Zero usage and account/card maintenance fees
- 1% floating interest on your account balance, giving you the chance to grow your savings
- Free access to the OTP Mobile Banking app, where you can easily track your money*
- Instant and secure transfers with MIA Instant Payments, starting at age 18

*OTP Mobile Banking access limitations:
- Ages 7–13: view-only profile
- Ages 14–17: transactional profile with limited transaction types
- Ages 18 and more: full transactional profile with access to all Internet / Mobile Banking services

Whether you're using the card for everyday purchases, paying for a course, or picking up the tab while out with friends, the OTP Bank VISA Junior Next card adapts to your financial needs and helps you become more financially responsible and make smart money choices.

Characteristics
  1. Card type: Visa GOLD
  2. Currency: MDL
  3. Technology: EMV (embedded chip) and Contactless
  4. Validity: 5 years, with automatic renewal option

See the Visa Junior Next rates here.

How can I get a VISA Junior NEXT card?

If you’re aged 7 to 17, visit any OTP Bank branch with one of your parents. You’ll just need your ID and your parent’s ID or a document confirming the legal representative status of the minor.

If you’re aged 18 to 24, simply come with your ID and sign the application to open the account with an attached card.

How do I activate the card?

Insert the card into an ATM using the PIN provided by the Bank and check your balance or make a transaction.

What should I do in case of loss or theft of the card?

Call the Contact Center at 022 256 456 to report the loss or theft. Our advisors will help secure your account and, if needed, issue a replacement card.

Useful information, regulations, costs

Information on the conditions for issuing and servicing bank cards (pdf)

Information on the Deposit Guarantee Fund for Individuals

Deposits of individuals are guaranteed up to the coverage level of 200 000 lei.